Terms of use

Last updated: September 2026

About this service

Bumper Insurance is a free comparison and referral service. We are not an insurance company, we do not issue policies, and we do not make underwriting or claims decisions. Quotes are prepared and honored by the insurers and agents you are matched with.

Rates and savings figures

Savings amounts, averages, and sample rates shown on this site are illustrative and based on industry data. Your actual premium depends on your driving record, vehicle, coverage selections, credit, location, and other factors. No rate is guaranteed until an insurer issues a binding quote.

Your responsibilities

You agree to provide accurate information, to use this site only for lawful personal purposes, and not to submit information about another person without their permission.

Limitation of liability

This site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, Bumper Insurance is not liable for any indirect or consequential damages arising from your use of the site or from any policy you purchase from a third-party insurer.

Changes

We may update these terms at any time. Continued use of the site after changes are posted means you accept the updated terms.