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Stop overpaying for car insurance

Bumper Insurance compares rates from top-rated insurers side by side, so you can see a better price and switch today. Drivers who switch save $847 a year on average.

Free comparison. No obligation to buy.

50+ insurance partners 4.8 average rating No fees, ever
Driver holding her keys beside her insured car in the driveway

Average savings

$847 / year

2M+

Quotes provided

$847

Avg. annual savings

4.8★

Customer rating

50+

Insurance partners

Why drivers choose us

We built Bumper Insurance because shopping for auto coverage takes too long and costs drivers too much. One short form, real rates, zero pressure.

Every quote in one place

No more calling around. See rates from insurers that specialize in drivers like you on one fast, free page.

Smart matching, better rates

Different insurers reward different drivers. We match your profile to the carriers most likely to price you low.

Easy side-by-side comparison

Compare price, coverage, and discounts head to head so you can decide with confidence in minutes.

Compare car insurance in 3 easy steps

1

Answer a few questions

Tell us your ZIP code, vehicle, and who needs coverage. It takes about two minutes and it's completely secure.

2

We find your matches

We compare participating insurers against your driver profile and pull the rates you actually qualify for.

3

Pick a rate and save

Choose the coverage that fits your budget and switch. Many drivers cut their premium by hundreds a year.

What can you expect to pay?

Start your search with the facts. Average U.S. costs by coverage level and age group show how wide the gap can be — and how much room there is to shop for a lower rate.

State minimum$738 / year
Standard liability$829 / year
Full coverage$2,578 / year

Average cost by age group

Teens (16-19)$8,045 / year
Young adults (20-24)$4,051 / year
Adults (25-54)$2,441 / year
Seniors (65+)$2,205 / year

Averages are illustrative. Your own rate depends on your record, vehicle, coverage, and state — which is why comparing matters.

Understand your coverage options

Plain-English explanations of the coverage you'll see in your quotes — no jargon, no sales pitch.

Liability

Covers injury and property damage you cause to others. Required in nearly every state.

Collision & comprehensive

Repairs or replaces your car after a crash, theft, storm, or vandalism.

Uninsured motorist

Protects you when the other driver has no coverage or too little of it.

Full coverage bundles

Combine auto with home or renters coverage for one of the biggest available discounts.

Real savings from real drivers

"I was skeptical about switching, but the savings were real. I'm paying $920 less a year and the whole thing took 15 minutes."
Sarah M.Saved $920/year
"Bundling my auto and home policy through Bumper cut over $700 off my year, and now everything is in one place."
James R.Saved $745/year
"Adding my teen driver was going to double my bill. Comparing rates here found a carrier that charged half of what I was quoted."
Denise T.Saved $1,180/year

Frequently asked questions

See your lower rate in 2 minutes

Enter your ZIP code and we'll do the shopping. Free, secure, and no obligation to buy.

Free comparison. No obligation to buy.